Technical Roadmap

Q4 2026 – Q1 2027

Private cross-chain payments

Pay and send across chains privately

Cross-chain private transfers
- Ethereum
- Solana
- Bitcoin
- TRON
- Under 60s
- Gas Included
Send funds privately across major blockchains: Ethereum, Solana, Bitcoin, and TRON. Transfers settle in under 60 seconds directly into an unlinked recipient wallet.
Done when:
A transfer between Ethereum, Solana, Bitcoin, and TRON completes in under 60 seconds, delivers spending gas automatically, and leaves no link to your personal address.
Protocol
Core audit and hardening
- Smart Contract Audit
- Cryptographic Review
- Zero High Vulnerabilities
- Live-Ready
Independent security audits of our smart contracts, cryptographic engines, and routing systems to verify safety before handling live transactions.
Done when:
Public audit reports published by top security firms confirming zero critical vulnerabilities across our contracts and cryptographic routing systems.
Privacy and security
Privacy check
- Safety Alerts
- Leak Protection
- Identity Shield
- Smart Warnings
Automatic safety alerts that warn you if a withdrawal could accidentally link to your public identity, such as reusing a known address or matching exact public amounts.
Done when:
The app warns you before confirming any transfer that could accidentally connect your private spending to your public identity.
Privacy and security
Send, request and receipts
- Private Payments
- Payment Requests
- Encrypted Notes
- Hidden Amounts
Send private payments and payment requests with encrypted private notes that only you and the recipient can read.
Done when:
Payment arrives with encrypted transfer notes; only the sender and receiver can see the amount and details, while public explorers see nothing.
App
Activity
- Real-Time History
- Zero Server Tracking
- Battery Friendly
- Private Sync
A private transaction history that updates in real time directly on your device, without draining phone battery or sharing your financial data with central servers.
Done when:
Your full transaction history syncs in real time on your phone or computer with zero private data shared with network servers.
App
Multisender
- 100 Payouts in 1 Click
- Hidden Individual Amounts
- 60% Fee Savings
Send private payments to up to 100 different recipients in a single transaction, keeping each person's amount completely hidden from others.
Done when:
One transaction pays 100 separate recipients with private amounts, saving over 60% on network fees with zero coworker or recipient visibility.
Protocol

Q2 2027 – Q3 2027

For business & expansion

Network expansion, travel and business tools

Network expansion
- Base
- Arbitrum
- BNB Chain
- Sui
- Aptos
- Sub-Cent Fees
Expand private transfers to fast, low-fee networks: Base, Arbitrum, BNB Chain, Sui, and Aptos.
Done when:
Users can send private transfers on Base, Arbitrum, BNB Chain, Sui, and Aptos with fees under one cent.
Protocol
Private travel
- Hotels & Flights
- 150+ Countries
- Protected Wallet Balance
- Confidential Checkout
Book flights and hotels worldwide with crypto. Travel merchants and front desks never see your wallet balance, net worth, or spending history.
Done when:
You can book hotels and flights in 150+ countries with crypto, and the merchant only sees a paid receipt with no access to your personal wallet.
App
Card
- Virtual Visa & Mastercard
- Apple Pay & Google Pay
- Everyday Spending
Spend your crypto anywhere with a virtual Visa or Mastercard. Top up your card via private transfer and pay with Apple Pay or Google Pay.
Done when:
You can create a virtual card, fund it via private transfer, and make everyday purchases online or in stores.
Go to market
Team payroll
- Company Payroll
- Private Paystubs
- USDC / USDT
- 1-Click Payouts
Pay your entire company or DAO team in stablecoins (USDC/USDT) or crypto in one click, without team members seeing each other's salaries.
Done when:
A company runs full team payroll in one click with private paystubs, where each employee only sees their own payment.
App
Scoped sharing
- Accountant Access
- Tax Receipts
- Temporary Access
- IRS / HMRC Ready
Share temporary, read-only tax receipts and income summaries with accountants, auditors, or tax authorities without revealing your ongoing balance or spending keys.
Done when:
An accountant can verify business revenue and tax receipts for a specific date range, and their read-only access automatically expires.
Protocol

Q4 2027 – Q1 2028

Scale & Ecosystem

Developer SDK, compliance and node network

Universal developer SDK
- App Toolkit (@interphase/sdk)
- Pre-Built Checkout Widget
- Easy Integration
A developer toolkit and pre-built payment button that lets other crypto apps, decentralized exchanges, and online stores offer private payments directly on their websites.
Done when:
External apps can add private payments using a simple pre-built widget or a few lines of code, with complete step-by-step guides.
Protocol
Compliance layer
- Clean Funds Verification
- Sanctions Screening
- No Identity Exposure
- Institution Ready
Screening tools that prove funds are clean and not on sanctions lists, without requiring users to reveal their personal identity or full financial history.
Done when:
Exchanges and institutional partners can verify that funds meet legal standards without seeing user personal data.
Compliance
Decentralising the Network
- Decentralised Nodes
- Node Staking
- Docker Setup
- Earn Rewards
- Community Network
Set up and run your own COTI node with guided Docker deployment, earn staking rewards, and help secure the decentralized privacy network.
Done when:
Community members can set up, run, and monitor a COTI node using standard hardware and Docker scripts, earning rewards for validating transactions.
Protocol

The future of money is private.
Build it with us.

Build on COTI

Technical Roadmap

Cross-chain private transfers

Core audit and hardening

Privacy check

Send, request and receipts

Activity

Multisender

Network expansion

Private travel

Card

Team payroll

Scoped sharing

Universal developer SDK

Compliance layer

Decentralising the Network

The future of money is private. Build it with us.

The future of money is private.
Build it with us.